Thinking About Selling Your Home? Declutter First!
If you are trying to sell your home, there’s no doubt one of the things you’ve heard most frequently is the importance of decluttering. Not only will decluttering help you sell your home faster, there is a good chance you’ll be able to sell for a higher price, as well!
To get started, use these easy to follow decluttering tips and tricks!
In the bedroom, use simple bedding that matches your wall color. Remove any personal items or clutter in the room. Appeal to both sexes by choosing a neutral paint color for the master bedroom. Using a gender neutral paint color allows you to immediately cast a wider net for your buyers, speeding up the sale.
In the kitchen, you can paint your outdated cabinets, rather than replacing them. Or try installing new hardware—this simple switch can have a big impact. Remove any appliances or knick knacks cluttering the countertop, and your kitchen will immediately look more spacious.
The Living Room
In the living room or other common areas, do a sweep to remove any clutter. Open the shades or the blinds, allowing natural light to make your room appear more airy and spacious. If your room is small, consider painting the room in a light color, and strategically hang mirrors across from the windows.
In bathrooms, consider packing up any drugs or medicines that aren’t regularly used. Find a new home for any stray jewelry or extra toiletry items. Remove any stains from the grout, and make sure all plumbing is in good working order.
Potential home buyers will be checking out your closets, an often overlooked area. Make sure your closets are not too full, or you run the risk of buyers thinking they won’t have enough storage space—a huge red flag in their home search. Make sure everything is organized and tidy.
The garage is another area important to potential buyers. Clear any clutter and make sure everything is put away in its place. Try hanging larger items on the wall, opening up the floor space. Remove any bins or items to be donated, making your space appear larger.
The Personal Items
While you’re at it, go ahead and start packing up any personal items, such as family photos, memorabilia, or toys you don’t need in order to create a more neutral and decluttered space. This one is a no-brainer—it not only declutters your home but also gives you a great head start on your own packing.
You’ve decided it’s time to buy a new home, but are a bit overwhelmed with all the terminology! Need a crash course on real estate terms? Our friends at Zillow created this amazing glossary to help you get started!
DTI, PMI, LTV … TBH, it can be hard to keep all this stuff straight. This lexicon of real estate terms and acronyms will help you speak the language like a pro.
Appraisal management company (AMC): An institution operated independently of a lender that, once notified by a lender, orders a home appraisal.
Appraisal: An informed, impartial and well-documented opinion of the value of a home, prepared by a licensed and certified appraiser and based on data about comparable homes in the area, as well as the appraiser’s own walkthrough.
Approved for short sale: A term that indicates that a homeowner’s bank has approved a reduced listing price on a home, and the home is ready for resale.
American Society of Home Inspectors (ASHI): A not-for-profit professional association that sets and promotes standards for property inspections and provides educational opportunities to its members. (i.e., Look for this accreditation or something similar when shopping for a home inspector.)
Attorney state: A state in which a real estate attorney is responsible for closing.
Back-end ratio: One of two debt-to-income ratios that a lender analyzes to determine a borrower’s eligibility for a home loan. The ratio compares the borrower’s monthly debt payments (proposed housing expenses, plus student loan, car payment, credit card debt, maintenance or child support and installment loans) to gross income.
Buyers market: Market conditions that exist when homes for sale outnumber buyers. Homes sit on the market a long time, and prices drop.
Cancellation of escrow: A situation in which a buyer backs out of a home purchase.
Capacity: The amount of money a home buyer can afford to borrow.
Cash-value policy: A homeowners insurance policy that pays the replacement cost of a home, minus depreciation, should damage occur.
Closing: A one- to two-hour meeting during which ownership of a home is transferred from seller to buyer. A closing is usually attended by the buyer, the seller, both real estate agents and the lender.
Closing costs: Fees associated with the purchase of a home that are due at the end of the sales transaction. Fees may include the appraisal, the home inspection, a title search, a pest inspection and more. Buyers should budget for an amount that is 1% to 3% of the home’s purchase price.
Closing disclosure (CD): A five-page document sent to the buyer three days before closing. This document spells out all the terms of the loan: the amount, the interest rate, the monthly payment, mortgage insurance, the monthly escrow amount and all closing costs.
Closing escrow: The final and official transfer of property from seller to buyer and delivery of appropriate paperwork to each party. Closing of escrow is the responsibility of the escrow agent.
Comparative market analysis (CMA): An in-depth analysis, prepared by a real estate agent, that determines the estimated value of a home based on recently sold homes of similar condition, size, features and age that are located in the same area.
Compliance agreement: A document signed by the buyer at closing, in which they agree to cooperate if the lender needs to fix any mistakes in the loan documents.
Comps: Or comparable sales, are homes in a given area that have sold within the past six months that a real estate agent uses to determine a home’s value.
Condo insurance: Homeowners insurance that covers personal property and the interior of a condo unit should damage occur.
Contingencies: Conditions written into a home purchase contract that protect the buyer should issues arise with financing, the home inspection, etc.
Conventional 97: A home loan that requires a down payment equivalent to 3% of the home’s purchase price. Private mortgage insurance, which is required, can be canceled when the owner reaches 80% equity.
Conventional loan: A home loan not guaranteed by a government agency, such as the FHA or the VA.
Days on market (DOM): The number of days a property listing is considered active.
Depository institutions: Banks, savings and loans, and credit unions. These institutions underwrite as well as set home loan pricing in-house.
Down payment: A certain portion of the home’s purchase price that a buyer must pay. A minimum requirement is often dictated by the loan type.
Debt-to-income ratio (DTI): A ratio that compares a home buyer’s expenses to gross income.
Earnest money: A security deposit made by the buyer to assure the seller of his or her intent to purchase.
Equity: A percentage of the home’s value owned by the homeowner.
Escrow account: An account required by a lender and funded by a buyer’s mortgage payment to pay the buyer’s homeowners insurance and property taxes.
Escrow agent: A neutral third-party officer who holds all paperwork and funding in trust until all parties in the transaction fulfill their obligations as part of the transfer of property ownership.
Escrow state: A state in which an escrow agent is responsible for closing.
Fannie Mae: A government-sponsored enterprise chartered in 1938 to help ensure a reliable and affordable supply of mortgage funds throughout the country.
Federal Reserve: The central bank of the United States, established in 1913 to provide the nation with a safer, more flexible and more stable monetary and financial system.
Federal Housing Administration (FHA): A government agency created by the National Housing Act of 1934 that insures loans made by private lenders.
FHA 203(k): A rehabilitation loan backed by the federal government that permits home buyers to finance money into a mortgage to repair, improve or upgrade a home.
Foreclosure: A property repossessed by a bank when the owner fails to make mortgage payments.
Freddie Mac: A government agency chartered by Congress in 1970 to provide a constant source of mortgage funding for the nation’s housing markets.
Funding fee: A fee that protects the lender from loss and also funds the loan program itself. Examples include the VA funding fee and the FHA funding fee.
Gentrification: The process of rehabilitation and renewal that occurs in an urban area as the demographic changes. Rents and property values increase, culture changes and lower-income residents are often displaced.
Guaranteed replacement coverage: Homeowners insurance that covers what it would cost to replace property based on today’s prices, not original purchase price, should damage occur.
Homeowners association (HOA): The governing body of a housing development, condo or townhome complex that sets rules and regulations and charges dues and special assessments used to maintain common areas and cover unexpected expenses respectively.
Home equity line of credit (HELOC): A revolving line of credit with an adjustable interest rate. Like a credit card, this line of credit has a limit. There is a specified time during which money can be drawn. Payment in full is due at the end of the draw period.
Home equity loan: A lump-sum loan that allows the homeowner to use the equity in their home as collateral. The loan places a lien against the property and reduces home equity.
Home inspection: A nondestructive visual look at the systems in a building. Inspection occurs when the home is under contract or in escrow.
Homeowners insurance: A policy that protects the structure of the home, its contents, injury to others and living expenses should damage occur.
Housing ratio: One of two debt-to-income ratios that a lender analyzes to determine a borrower’s eligibility for a home loan. The ratio compares total housing cost (principal, homeowners insurance, taxes and private mortgage insurance) to gross income.
In escrow: A period of time (30 days or longer) after a buyer has made an offer on a home and a seller has accepted. During this time, the home is inspected and appraised, and the title searched for liens, etc.
Jumbo loan: A loan amount that exceeds the Fannie Mae/Freddie Mac limit, which is generally $425,100 in most parts of the U.S.
Listing price: The price of a home, as set by the seller.
Loan estimate: A three-page document sent to an applicant three days after they apply for a home loan. The document includes loan terms, monthly payment and closing costs.
Loan-to-value ratio (LTV): The amount of the loan divided by the price of the house. Lenders reward lower LTV ratios.
Market value coverage: Homeowners insurance that covers the amount the home would go for on the market, not the cost to repair, should damage occur.
Mechanic’s lien: A hold against a property, filed in the county recorder’s office by someone who’s done work on a home and not been paid. If the homeowner refuses to pay, the lien allows a foreclosure action.
Mortgage broker: A licensed professional who works on behalf of the buyer to secure financing through a bank or other lending institution.
Mortgage companies: Lenders who underwrite loans in-house and fund loans from a line of credit before selling them off to a loan buyer.
Mortgage interest deduction: Mortgage interest paid in a year subtracted from annual gross salary.
Mortgage interest rate: The price of borrowing money. The base rate is set by the Federal Reserve and then customized per borrower, based on credit score, down payment, property type and points the buyer pays to lower the rate.
Multiple listing service (MLS): A database where real estate agents list properties for sale.
Origination fee: A fee, charged by a broker or lender, to initiate and complete the home loan application process.
Piggyback loan: A combination of loans bundled to avoid private mortgage Insurance. One loan covers 80% of the home’s value, another loan covers 10% to 15% of the home’s value, and the buyer contributes the remainder.
Principal, interest, property taxes and homeowners insurance (PITI): The components of a monthly mortgage payment.
Private mortgage insurance (PMI): A fee charged to borrowers who make a down payment that is less than 20% of the home’s value. The fee, 0.3% to 1.5% of the yearly loan amount, can be canceled in certain circumstances when the borrower reaches 20% equity.
Points: Prepaid interest owed at closing, with one point representing 1% of the loan. Paying points, which are tax deductible, will lower the monthly mortgage payment.
Pre-approval: A thorough assessment of a borrower’s income, assets and other data to determine a loan amount they would qualify for. A real estate agent will request a pre-approval or pre-qualification letter before showing a buyer a home.
Pre-qualification: A basic assessment of income, assets and credit score to determine what, if any, loan programs a borrower might qualify for. A real estate agent will request a pre-approval or pre-qualification letter before showing a buyer a home.
Property tax exemption: A reduction in taxes based on specific criteria, such as installation of a renewable energy system or rehabilitation of a historic home.
Round table closing: All parties (the buyer, the seller, the real estate agents and maybe the lender) meet at a specified time to sign paperwork, pay fees and finalize the transfer of homeownership.
Sellers market: Market conditions that exist when buyers outnumber homes for sale. Bidding wars are common.
Short sale: The sale of a home by an owner who owes more on the home than it’s worth (i.e., “underwater” or “upside down”). The owner’s bank must approve a lower listing price before the home can be sold.
Special assessment: A fee charged by a condo complex HOA when cash on reserve is not enough to cover unexpected expenses.
Tax lien: The government’s legal claim against property when the homeowner neglects or fails to pay a tax debt.
Third-party review required: Verbiage included in a home listing to indicate that the lender has not yet approved the home for short sale. The seller must submit the buyer’s offer to the lender for approval.
Title insurance: Insurance that protects the buyer and lender should an individual or entity step forward with a claim that was attached to the property before the seller transferred legal ownership of the property or “title” to the buyer.
Transfer stamps: The form in which transfer taxes are paid by the home buyer. Stamps can also serve as proof of transfer tax payment.
Transfer taxes: Fees imposed by the state, county or municipality on transfer of title.
Under contract: A period of time (30 days or longer) after a buyer has made an offer on a home and a seller has accepted. During this time, the home is inspected and appraised, and the title is searched for liens, etc.
Underwater or upside down: A situation in which a homeowner owes more for a property than it’s worth.
Underwriting: A process a lender follows to assess a home loan applicant’s income, assets and credit, and the risk involved in offering the applicant a mortgage.
VA home loan: A home loan partially guaranteed by the United States Department of Veteran Affairs and offered by private lenders, such as banks and mortgage companies.
VantageScore: A credit scoring model lenders use to make lending decisions. A borrower’s score is based on bill-paying habits, debt balances, age, variety of credit accounts and number of inquiries on credit reports.
Walkthrough: A buyer’s final inspection of a home before closing.
Water certificate: A document that certifies that a water account has been paid in full. The seller must produce this certificate at closing.
Upgrade your living space into a smart home without breaking the bank with our hand-picked smart home devices that include speakers, security cameras, light bulbs and more. Create a smart home hub with these gadgets that work with Amazon Alexa and the Google Assistant to simplify your technology and help make your day-to-day life even easier.
Whether you want to personalize and control your lighting, stream music and videos or secure your home, we’ve found a variety of top-rated smart home gadgets to help you get started building your smart home. Most of your products work with Alexa or the Google Assistant so that you can control the devices with the command of your voice. We’ve also included the Aukey Smart Plug-in our list which gives any device you plug into smart capabilities.
Read on for our list of the best smart home gadgets that include the best prices and deals that are currently available. We have a variety of devices that will fit all smart home needs and budgets.
Ring Video Doorbell Pro
Home security from anywhere
Help secure your home with the Ring Video Doorbell Pro that allows you to answer your door from anywhere. The Ring Pro works with Alexa and will send alerts to Echo devices which allows you to hear and speak to visitors entirely hands-free. The Ring Video Doorbell Pro also sends alerts to your smartphone when motion is detected or when someone presses the doorbell so you can monitor your home from anywhere. The Pro features advanced motion detection with a camera view that generates motion alerts within user-set motion zones. The Ring doorbell connects to your existing doorbell wiring so you don’t have to worry about re-charging the battery and features four different face plate options. (amazon.com $199)
Echo Dot (3rd generation)
Voice controlled smart speaker
The best-selling Echo Dot is a voice-controlled smart speaker that works with Alexa to make calls, answer questions, set alarms, check the weather and so much more. The compact smart speaker can also control your compatible smart home devices with the command of your voice. Just ask Alexa to find TV shows, turn on lights, adjust the temperature and more. You can use your voice to play a song or artist through Amazon Music, Apple Music, Spotify, Pandora, and others. Alexa has over 50,000 skills so you can discover new skills that will help you with everyday tasks. (amazon.com $29.99)
Amazon’s smart speaker with Alexa
The Amazon Echo smart speaker can play music, answer questions, set alarms and more all with the command of your voice. You can also control your other smart home devices with the Alexa-enabled speaker just ask Alexa to turn off the lights, adjust your thermostat, lock your door and more. The Echo can make calls and send and receive messages through the hands-free speaker. The smart speaker features a better audio experience than the Echo Dot offering a powerful audio with Dolby technology built in to the speaker. (amazon.com $79.99)
TP-Link Smart Bulb
Voice controlled light bulb
Control your lighting from anywhere with the TP-Link Alexa-enabled light bulb. You can turn your lights on and off and adjust brightness with your tablet or smartphone using the Kasa app. You can connect the smart bulb with Alexa or Google Assistant devices and use your voice to control your lights. The easy-to-install light bulb can transform into any color to set the mood and personalize your lighting by adjusting brightness as well as light appearance from soft white to daylight. The TP-Link bulbs will also help you out with your energy costs by reducing energy use up to 80% without brightness or quality loss. (walmart.com $29.99)
TP-Link Kasa Smart WiFi Plug
Alexa enabled WiFi Plug
Turn your electronics and appliances into voice and app-controlled devices with the Kasa Smart WiFi plug by TP-Link. The smart plug works with Alexa and the Google Assistant so you can turn your devices into a hands-free experience. You can turn on lamps, appliances and more from anywhere on your smartphone using the Kasa app. You can also schedule the smart plug to automatically turn on and off when you’re away and reduce your energy by managing devices that use the most power. (amazon.com $13.99)
Nest Learning Thermostat
Change the temperature from anywhere
Control your thermostat from anywhere with the 3rd generation Nest Learning Thermostat. The smart thermostat uses technology to learn your habits and adjust automatically to help save you energy. On average the Nest thermostat saves 10-12% on heating bills and 15% on cooling bills so the Nest will pay for itself in no time. You’re able to control your thermostat from anywhere with Nest app using your phone, tablet or laptop. The smart thermostat also works with Alexa so you can adjust and control the temperature with the command of your voice. The Nest thermostat features a thinner and sleeker design than previous models and comes in four different colors. (amazon.com $199)
iRobot Roomba 960 Robot Vacuum
Wi-Fi connected robot vacuum
Clean your floors with the command of your voice and completely hands-free with the Wi-Fi connected iRobot Roomba Robot Vacuum. You can use the iRobot home app to clean and schedule your vacuum from anywhere and receive notifications when the job is complete. The Roomba 960 can continuously clean for up to 75 minutes and will automatically recharge. The robot vacuum features a three-stage cleaning system and a high-efficiency filter that captures 99% of allergens, pollen, and dust. The Roomba is also compatible with Amazon Alexa and the Google Assistant so you can control the vacuum with your voice. (walmart.com $549)
Amazon Cloud Cam Security Camera
Works with Alexa
The Amazon Cloud Cam is an indoor security camera that monitors your home in 1080p full HD. You’ll be able to watch your home from anywhere at any time with the compatible Cloud Cam app. You can view live streams, replay clips and get alerts when the camera detects activity. You can customize your alerts so you’ll only get alerts that matter. The Amazon camera features night vision so you’ll also be able to monitor your home in the dark. The Cloud Cam also offers two-way audio so you can speak to guests in your home through the app. The security camera works with Alexa so you can use your voice to show your live feed on the Amazon Fire TV, Fire Tablet, Echo Show, or Echo Spot. (amazon.com $119.99)
Schlage Connect Touchscreen Deadbolt
Alexa enabled deadbolt with built-in alarm
Secure your home the smart way with the Schlage Connect Touchscreen Deadbolt. The Schlage connect features a touch screen keypad which allows for keyless entry. This lets every member in your family have their own 4-digit code that will be easy to remember. You can also create temporary codes for visitors and never have to worry about replacing locks or exchanging keys. The Schlage Connect is Z-Wave compatible and connects to your home automation system which allows you to lock or unlock your door remotely. You can also use your voice to control the lock with any Amazon Alexa compatible device. The deadbolt features a built-in alarm that comes in three different modes that will alert you when someone is coming or going and communicate any potential security threats. (homedepot.com $184.29)
Win home shoppers over before they even think about stepping foot inside.
A polished home exterior creates an inviting experience for visitors or passersby, which is especially important if your home is on the market.
Check out our tips to get the most curb appeal for the lowest cost — while turning your neighbors’ heads and getting prospective buyers to your door.
The easiest way to enhance curb appeal is dedicating a weekend to deep cleaning your home’s exterior.
Sure, you’ll want to trim bushes, sweep and mow your lawn, but there’s more to curb appeal than keeping a tidy front yard. Turn the nozzle on your garden hose to the strongest setting and clean off your driveway, sidewalk, windows and fence.
If dirt and grime are caked on your home’s exterior, you can rent a powerwasher for around $50 to $75 a day. Just avoid areas with caulking, like windows and doors, because you can strip some of the sealing. And as tempting as it may be to powerwash your roof, don’t do it — you may damage the shingles’ coating.
When it comes to your windows, spraying them with a garden hose isn’t enough. For maximum sparkle, clean your windows outside and inside. Instead of relying on a glass cleaner, try a mix of detergent diluted in warm water.
Shutters are an easy way to accentuate the size of your windows. They make your windows look larger and add visual interest by disrupting a bland exterior wall. For maximum curb appeal, choose a shutter color that contrasts with your home’s color to make it pop.
Paint accent areas
Paint is a quick and easy curb appeal booster. Instead of painting the entire exterior of your home, focus on the trim, door and shutters.
You can typically find a gallon of exterior paint for $20 to $30. But before you decide on a color, consider home exterior color trends, along with your home’s natural style.
Give your door a face lift
If you don’t love your front door, you don’t need to dish out loads of money to replace it. Think beyond paint — consider adding molding, which offers a decorative frame for your door that welcomes visitors.
You can also add metal house numbers, which you can find for as low as $5 a number. And if seasonally appropriate, consider adding a wreath to your door as a bonus.
Replace your house numbers
If you’d rather not add house numbers to your freshly painted door, here are some alternative DIY ideas:
Paint a terra-cotta planter with your house number and place it by your doorstep.
Add house numbers to a post planter near your front porch.
Use your front porch stair riser’s real estate by hanging or painting numbers there.
Update your light fixtures
Replacing your exterior light fixtures is another curb appeal must. You can usually find outdoor sconces for around $20 at home centers. Just make sure your new light fixtures have the same mounting system. And if you want to save on lighting, a fresh finish can do wonders. Try spray-painting them — a can of spray paint costs around $10.
Keep porch furniture neutral
Just as you would aim to simplify the interior of your home so shoppers can envision themselves living there, the exterior of your home should be neutral and welcoming too.
Put your pink flamingo and wind chime collection into storage, and focus on porch decor that offers pops of color and character. You can find brightly colored outdoor chairs or throw pillows for $20 to $30 each.
Don’t forget the small things
These low-budget fixes make a big impact, so don’t forget the little details!
Upgrade your mailbox: Install a new mailbox for under $100, or spray paint your existing mailbox.
Plant a tree: A charming tree can up your curb appeal for as low as $20.
Build a tree bench: If you already have a tree you love, build a bench around it! Great for napping, picnicking or just hiding exposed roots, a wraparound tree bench costs only what you spend on boards and screws.
Install flower boxes: For around $20 each, flower boxes are a quick way to add some life and color to your windows. If flower boxes sound like too much work, try a container garden in pots by your front porch.
Hide eyesores: Place a small lattice fence or a side of paneling around your air conditioner, and hide your trash bins behind a small fence. You can also hide your hose in a pot or storage bench.
Director of Operations, Broker/Assoc. MO-GRI, CRS, SRS
Diane has taken on a new role in the agency, but is still doing what she loves – helping clients with their real estate needs!
Diane’s career in real estate began 22 years ago, when along with her husband Eddie Earll, began building and remodeling homes in the and have always taken great pride in their accomplishments.
Diane grew up in rural Vernon County and graduated from El Dorado Springs School. She learned from an early age the value of hard work and determination and continues to display these principles in her career.
As a member of the National Association of Realtors and Missouri Realtors, Diane has had the opportunity to serve as Secretary, Vice President, and President for the Five County Board of Realtors. She also received her GRI (Graduated Realtor Institute) in 2008, CRS (Council of Residential Specialists) in 2015, Brokers license in 2015, and SRS (Seller Residential Specialist) in 2016.
In her current role, Diane handles everything from handling the office’s administrative duties, to ensuring contract and document compliance. Diane also works closely with the agency’s outside marketing firm, assisting with property and agency promotions. She also is a pro at keeping the team organized, keeping the database current, gathering together paperwork from the seller and the buyer, working with the title company to make sure all parties show up to closing, and making sure profits get wired in.
Her organization and people skills show in her personal life as well. Diane loves the outdoors and keeping connected with friends and family. Diane also enjoys hobbies such as cooking for her family and having huge family gatherings, working outdoors in the yard, and going on road trips.
Diane and her family have a special love for their animals… All of which were wayward souls taken in by the Earlls’. Each one of them has a story and now have a forever home with unconditional love.
She and her husband, Eddie, have one daughter Nikki and son-in-law Jonathon. They are also blessed with a granddaughter, Iridessa, which they enjoy every given opportunity.
Diane takes great pride in customer satisfaction and looks forward to each opportunity when assisting clients with any of their real estate needs.
There are many reasons why it may be time to sell your home. You may need more space to make room for a growing family or you need to downsize after your kids leave the nest. Whatever your motivations, you want to make sure that you’re timing it right.
If you sell when home prices are plummeting, you may end up losing on the deal. If you sell when home prices are highest, there may not be a lot of buyers looking to move. So how do you know when it’s a good time to sell?
A qualified Stutesman’s agent can help you determine if the market puts you in a good place or not. But for your own personal situation, here are the signs telling you that now is the time to sell your home.
You’ve Outgrown Your Home
Whether you are expecting another child, caring for an aging parent, or have taken in your adult children, when you’ve outgrown your home, it may be time to sell your home. Consider the permanency of the change. Will the kids be there for a long time? How long will you be able to care for your aging parent? Buying a bigger home is one of the main reasons why homeowners choose to sell.
You Need to Make a Change
Change is inevitable. Maybe you’re tired of shoveling snow (what a brutal winter we’ve had!) and you want to live in a warmer climate. Maybe you have to move so you can go after your dream job or you want to be closer to family. When change entails moving, then a home sale becomes necessary.
Home Prices are on the Rise
This is one of the riskiest reasons to sell your home. Sure you may get more than you ever dreamed for your home when prices are on the rise, but that also means that you will pay more for another home. Perhaps your agent can help you find a steal in a new location where prices are more level. Then you will have made a huge profit and a smart move.
You Need to Downsize
Many homeowners are selling in order to downsize. The baby boomer generation is moving into their golden years. The kids are all out of the house and you just don’t need all that space anymore. Selling now could add a nice healthy sum to your nest egg as well. As long as you are smart about how much of that profit to spend on a new place, downsizing could be just the right move for you financially.
You Can No Longer Afford Your Home
Sadly, there are homeowners who just can no longer afford their home. Whether it is due to divorce, illness, a death, a skyrocketing mortgage payment, or the loss of a job, change in your financial circumstances is a big red flashing sign that now is the time to sell your home. Waiting any longer could have catastrophic financial consequences.
In any situation you find yourself in, an experienced agent is the key to helping you achieve your goals. Learn more about how to determine if now is the time to sell your home by speaking with agent now.
Join Us Saturday, Feb 23rd for Sweet Listings Tour – Round 2!
Join us Saturday Feb 23rd 10 am – Noon! Tour 5 SWEET listings in the Ft. Scott KS area. Yummy sweet treats and drinks will be served. ENTER FOR YOUR CHANCE TO WIN A $25 Casey’s GAS CARD!
THE RULES: Tour the homes, pic your favorite, take a selfie INSIDE the home and post it with #sweetlistings on our Facebook page in the comments section under the home’s post. Make sure to tell us what you LOVE about the home! We will announce the winner Sunday Feb 24th at 5 pm! Gas card can be picked up at Stutesman’s Action Realty Ft. Scott office!
THE WINTER BLAST TOUR STARTS SATURDAY IN FT. SCOTT, KS! Don’t miss out on taking a look at these 5 amazing homes in Ft. Scott, KS! We will have yummy snack and hot drinks to keep you warm! We will also be collecting non-perishable items to donate to the Fort Scott High School Clothes Closet and Pantry!
ROUND 2 OF THE WINTER BLAST TOUR STARTS SUNDAY, JAN 27TH IN NEVADA, MO! Don’t miss out on taking a look at these 4 amazing homes in Nevada, MO! We will have yummy snacks and hot drinks to keep you warm! We will be collecting non-perishable items to donate to our local Community Outreach – The Food Pantry!
THE SWEET LISTINGS EVENT STARTS SATURDAY IN NEVADA, MO!
We will be showcasing 6 sweet homes and giving away FREE GAS!
GAS CARD CONTEST RULES: Tour the homes, pic your favorite, take a selfie INSIDE the home and post it with #sweetlistings on our Facebook page in the comments section under the home’s post. Make sure to tell us what you LOVE about the home! We will announce the winner Sunday Feb 10th at 5 pm! Gas card can be picked up anytime next week at Stutesman’s Action Realty Nevada office!